New car or used car? Find out whether it’s worth to take a loan to purchase a new car.
New or used? Probably most people who plan to buy a car in the near future ask this question. Is it worth to take a loan to buy a new car? This article contains answers to this and other questions.
Selection of a new car seems to be a pure pleasure. However, when we start going through subsequent offers, it turns out that this decision is not so simple. Moreover, most buyers have a problem with the issue of what car they should buy – new or used? Used car is characterized by the advantage of low price, while the new car has the advantage of long-term guarantee of quality and modern design.
Purchase of a new car – profit or loss?
Reason as well as experience tell us that we’re able to purchase a used car at considerably lower price. Is this true? We have to take into account several factors in order to answer this question. Firstly, the purchase of a used car is associated with a number of additional costs (e.g. related to the repair of minor damage). On the other hand, if you’ll buy a new car, you’ll usually get a few years of guarantee, which includes free repair of any defects, as well as technical inspections. Moreover, it’s no secret that used cars are not in the best condition (ultimately for some reason their current owners intend to get rid of them). A few or even a dozen-year-old car often conceals an infinite number of defects, which over time begin to make the life difficult for us and also start to have a significant impact on our financial resources. After all, we have to pay for the repair of every defect. Moreover, many showrooms offering the purchase of a new car is able to guarantee their customers a solid insurance package, thanks to which even in the case of traffic accident we’re able to obtain quick, professional and free assistance.
Other benefits resulting from the purchase of a new car
Selection of a new car is much more than a guarantee of quality. The car we get from the showroom exceeds the used model in many aspects, including among others:
Firstly: The new car is characterized by a number of modern additional functions that help us to easily drive the vehicle. Parking sensors, rear cameras and on-board computer are just few of the benefits that we can get if we’ll purchase a new car.
Secondly: Compared to the used models, the new car will be characterized by a modern silhouette and impeccable appearance, which significantly affect the aesthetics of the vehicle. Moreover, the selection of a new car also guarantees us impeccable cleanliness of the interior, which means that we won’t have to deal with unpleasant odors or ugly stains, which usually are difficult to remove.
Thirdly: Purchase of a new car allows us to select included functions in accordance with our individual needs. If you’ll decide to get a car in the showroom, the seller will be able to do everything to meet our requirements.
You should also remember that in the case of buying used car, you’re never sure whether it hasn’t been in any accident or how many kilometers it has actually traveled.
How to buy a new car cheaper?
Although the expenditure related to the purchase of a new car may scare us a little. There are several proven methods, which can make it cheaper. One of them is the sale of cars from the given year, which starts already in December and often lasts for several months. During this period of time, the prices of cars are decreased by as much as several thousand! This is also the period in which we can get additional bonuses. Due to the fact that owner of the showroom wants to get rid of the cars from the given year as soon as possible, such owner will gladly add a set of attractive packages to your car, e.g. additional tires or parking sensors. Other method to save money is to buy a new car in installments. However, in this case you’ll have quite restrictive repayment terms, which the seller won’t be willing to bend for us. Thus, a good solution in such situation may be to take a loan, whose repayment will be adapted to our needs and requirements. However, where to find such a loan?
Is it worth to take a loan for the purpose of buying a new car?
The best loan offer, which you may spend on buying a new car, can be found on our website. You just need to fill out a form and we will send you a list of the most beneficial offers, which will make your dream come true in the nearest future. Buying a new car is a great prestige, but above all it’s the comfort and safety that can’t be guaranteed by any dealer of used cars. Thus, is it worth to take a loan for the purpose of buying a new car? In our opinion – it’s worth it! That’s because this is an investment for many years, which will guarantee the safety during your journeys not only to yourself, but also to your loved ones.